CN ESTATE ATTY · PENDING MUSCAT AZZOPARDI BY&S CPAs BY&S CPAs US-LAW PLUS US-LAW PLUS US-LAW PLUS 五矿信托 · MINMETALS MORGAN STANLEY CFP · CONSENT ASSET · 中国 Arbour 恒昌玖里 · RMB 110M ASSET · 中国 Rockbund 洛克外滩源 · RMB 129M ASSET · NOMINEE Zhuyun 1% 蒋烁淼 nominee ASSET · NOMINEE Oarmilk 0.56% 王炜建 nominee VEHICLE · 中国 北海日善 Dan 实控人 ASSET · EQUITY Jingxin Tech ~1.19% beneficial WILLS · 中国 · STUBS Dan + Chenwen CN Wills to be drafted CONCEPT · PRC LAW 必留份 · 居住权 forced heirship · right of habitation ASSET · GROWTH CORP Growth Corp LP Cayman · ~USD 533K PRINCIPAL ONLY · NO AGENCY Family tree · health citizenships, ex-wife, custody, heir prefs, health records, strategy overrides, decision log ID · KYC Malta passports MT251400 · MT251461 ID · MCDIP Malta cert + lease + 5-yr compliance ID · IRS ITINs Dan + Chenwen ID · CIVIL Marriage cert 2024-11-18 DOC · US TAX §871(d) + Form 5472 + Wilbur rent 2025 filed · 2026 program ASSET · US REAL ESTATE 585 E Crescent Drive Palo Alto · USD $8.4M currently in personal names VEHICLE · PENDING BVI HoldCo USLP forming VEHICLE · PENDING CA LLC not yet formed ASSET · 7 EUPLOID Embryos · CFP consents PROPERTY · TENANT Wilbur Properties Tayebi family · $21K/mo WILL · BVI · STUB Dan BVI Will Westworld shares WILL · BVI · STUB Chenwen BVI Will offshore holdings WILL · US · STUB US Wills (Dan + Chenwen) may be moot once 585 in LLC TRUST · 信托2.0 Trust 1000 (Dan) Trust 9039 TRUST · 信托1.0 Trust 1500 (Dan) Pramerica · RMB 15M TRUST · 信托2.0 Chenwen Trust 1000 (Trust 18022) auto-distributes to Yuan parents ASSETS · INSURANCE Taikang ×2 + Pramerica Fosun held inside trusts · outside personal estate five RMB-denominated policies VEHICLE + ACCOUNTS Westworld + MS-0984 + Insignia BVI Co · USD $6.34M total Dan sole director (paralysis risk) ACCOUNT · US-SITUS GAP Dan MS -0920 (personal) USD ~$470K · ~$164K estate tax exposure

Who sees what

Each fence is one professional's scope. Overlaps are shared visibility — both see the node, neither sees the other's draft.

US-Law Plus
Engaged · attorney
Malta passports (KYC) · marriage cert · 585 · BVI HoldCo · CA LLC · all 4 wills
BY&S CPAs
Active · US tax
ITINs · marriage cert · §871(d) · Form 5472 · Wilbur rent · 585 · Dan personal MS account
五矿信托 · Minmetals
Active · trustee
Trust 1000 · Trust 1500 · Chenwen Trust 1000 · insurance policies (Taikang ×2 + Pramerica)
Morgan Stanley
Active · wealth mgmt
Westworld · MS-0984 · Insignia LP · Growth Corp distribution · Dan MS-0920 personal
Muscat Azzopardi
Compliance · Malta agent
Malta passports · Malta cert · Malta lease · MCDIP 5-yr compliance
CN estate atty
Pending · to engage
Arbour · Rockbund · nominee stakes · 北海日善 · CN wills · 必留份 · 居住权
Principal only

What no agency sees

Family details, citizenship strategy, health records, ex-spouse history, custody arrangements, heir preferences, decision-log overrides, plan strategy, scenario-3 contingencies. The dark box on the left is the lone principal-only zone — everything inside it stays with you and the software.

family tree health records ex-wife history custody heir preferences strategy overrides decision log scenario 3 plan