Research study · 2026

The principal's office, in software.

Cross-border estate planning, run by the family — not the family-office manager.

Begin with the briefing → How it works
PRINCIPAL · YOU holistic view drill down only when you want to MANAGES VIA LEGACY · THE HUB connects every professional · holds the typed graph scoped briefings · conflict reconciliation · decision log you don't contact anyone — the software does ATTORNEY US-Law Plus engaged CPA BY&S CPAs active WEALTH Morgan St. active TRUSTEE 五矿信托 active PROPERTY Wilbur active MALTA Muscat A. compliance
You see the holistic view · software does the connecting · drill down when you want
Estate value preserved
$2.5M
Tax + friction eliminated · reference S1 simulation
Share to intended heir
37% → 87%
After wills + structure executed
Rules enforced on writes
30+
Cited to source principle · never forgotten
The shift

Replace the manager. Keep the professionals.

Same function, no opaque middle.

Old · family-office model

Office manager as gate

Principal OFFICE MANAGER · OPAQUE filters / shapes / captures Lawyer CPA Trustee Bank

Knowledge in a head. Replaceable only at great pain.

New · software-as-hub

Software does the connecting

PRINCIPAL You · holistic view LEGACY · THE HUB connects every professional brokers · reconciles · logs ATTORNEY Lawyer TAX CPA TRUSTEE Trustee BANK Bank

You sit on top of the software. The software handles all the connecting.

Four modes

Read. See. Simulate. Orchestrate.

Everything the office manager used to do — addressable by chat.

"Where are we with the BVI structure?" BRIEFING · 0 RULES VIOLATED Half-formed. Citizenship rule satisfied. Dan + Chenwen BVI HoldCo 585 E Crescent
01 · READ
Briefing
Concise headline + cited diagram + sources. No walls of text.
See briefing →
Dan Hu 胡丹 CN MT GD Chenwen 袁琛雯 CN MT Nate Hu 胡越 US CN ⚠ US person flagged for PFIC checks
02 · SEE
Structure
Family tree with citizenship overlays. Gaps in coral. Auto-rendered.
See structure →
CURRENT RECOMMENDED
03 · SIMULATE
Scenarios
Same death event, two plans, side-by-side: tax, distribution, liquidity.
See scenarios →
You LEGACY · HUB brokers · reconciles · logs USLP attorney BY&S CPA 五矿 trustee Wilbur prop CN atty pending
04 · ORCHESTRATE
Professionals
Scoped briefings, conflicts surfaced, full decision log.
See professionals →
Inside

Three layers. The dangerous parts are code.

AI ingests, synthesises, drafts, translates. It never authors money.

PERSON Dan Hu PERSON Chenwen VEHICLE Westworld TRUST Trust 1500 ASSET 585 E Cr. ASSET Arbour ASSET MS acct
L1
Typed property graph
~11 node types + ~11 edge types. Everything else grows by writing.
WRITE EVENT kyc_passport RULE P8 check ⚠ FLAGGED to principal
L2
Rule engine + primitives
~30 rules + ~50 legal primitives. Cited to source statute. Fired on writes.
"What if Dan dies in 5 years?" LLM picks tools, not numbers project_estate() us_nra_tax() cn_intestacy()
L3
LLM as orchestrator
Picks which primitives to chain. Writes the prose. Never the math.
Scope

What it is — and isn't.

Is

  • ✓Typed estate graph — portable, exportable.
  • ✓Rule engine that doesn't forget — fires on every write.
  • ✓Counterfactual simulator — tax + distribution + cash flow.
  • ✓Professional broker — scoped briefings + decision log.
  • ✓Jargon translator — every term explained in dollars.

Isn't

  • ✕A replacement for your attorney or CPA.
  • ✕Legal or tax advice. Citable to source — not a licensed opinion.
  • ✕A wealth management platform. No custody, no trading.
  • ✕"AI handles your estate." Decisions are yours.
  • ✕Lock-in. Standard formats. Your data leaves with you.